Whenever we think about investments, the first things that come to mind are stocks and properties. Both these options are considered suitable financial investments over a long-term period. However, if you are looking for a safer bet out of these two options, investing in a property should be your move.
Why Are Properties a Safe Game?
When you make an investment in a business or a financial asset, there is always a risk of loss involved. However, unlike other investment options, investment in properties is considered a safe game due to the following reasons:
If you are investing in stock, you need to have knowledge about the company you are investing in and also how the share markets work. Investing in property is relatively easy without any such requirement of financial expertise.
2. Retain Value
Investing in the stock market comes with volatility. Prices of shares can go up and down several percentage points in a single day, whereas, for property investment, this is not the case. The price movement is slower, and it is able to retain most of its value during harder times.
3. Anyone Can Invest
Since it does not require any special skills or knowledge to invest, anyone can invest in property. Even if you are a first-time investor, you can easily invest in properties without any hassle.
The returns on your property are also higher over the longer run. When you are investing for a longer time frame, for 15 to 20 years, you will get good inflation-beating returns with real estate investments. And with increasing demand, this price could only be going higher.
5. Additional Source of Income
Properties can give you an additional source of revenue. If, for example, you invest in a home and you are not using it for yourself, you can easily rent it out to someone else. The rent will help you cover up the home loan interest rates and get you an additional stream of income in the long run. When you add the property price appreciation with the added rental income, you can get a high return over the course of time.
6. Easy Financing
When it comes to property, buying a home is everyone’s dream today. However, owning a home can be very costly due to its high prices. This is where a home loan can help you. You can make a small down payment towards the dream home you want to buy and get the rest financed by a home loan. Now, you can pay off this loan with fixed, easy monthly installment (EMI) plans.
Home loan interest rates can be quite attractive. TATA Capital home loan interest rates start from only 6.7%. We have our Home loan EMI calculator for you to check on the EMI you can plan.
Investing in property has been an attractive investment option for the wealthy for centuries. However, now it is possible for the common man to also own their dream home with the help of home loans that are available at striking home loan interest rates. You can plan to easily pay off your debt by calculating EMI using the home loan EMI calculator. To know more about the loan requirements and check the eligibility criteria, visit Tata Capital’s website.