As India started embracing digitalisation with open arms, banks started launching mobile banking apps to offer convenient banking services to their customers. A bank’s mobile banking app promises flexibility, comfort, and speed for online transactions. Therefore, banking apps have found a place in the smartphones of many Indians.
However, there are still some who are contemplating the use of mobile banking apps over safety concerns. If you are one of them, we have a list of the safest Android mobile banking apps in India. So, without further ado, check this list out.
1. IDFC FIRST Bank App
Download the IDFC FIRST Bank App from the Google Play Store, and you will get all banking solutions on your Android phone. The app is equipped with the following features to fulfil all your banking needs:
- Instantly add funds from any account
- Auto-pay for bill payments
- Check and manage all upcoming spends
- Store all your bank accounts in a single place using UPI
- Get access to the smart statement, a digital record of all your transactions
- Open a fixed deposit account with a few simple clicks
- Invest in mutual funds with ease
With all the latest security measures, this bank mobile banking app for Android is completely safe. Your username and password are necessary to access information on the app. No one will be able to access your account information on the mobile banking app without your username and the unique 4-digit MPIN.
Moreover, the banking app does not store any information on your SIM card or mobile phone. Therefore, your account will be safe even if your phone gets stolen.
2. HDFC Bank Mobile Banking App
The HDFC Bank Mobile Banking App enables customers to access their account summary, transfer funds, and pay utility bills. Additionally, users can make their credit card payments using the app. A single tap on the “My Menu” section of the app will help users discover all the available services.
The different security measures that make the HDFC mobile banking app safe are as follows:
- 4-digit login pin
- Access is available only using customer ID and password
- Protection of user information in case of theft or loss of a smartphone
- Runtime Application Self Protection feature to secure the app against fraud through screen sharing
- Device binding feature that supports login only through trusted devices
HDFC Bank also offers a LITE version of its app that can run on low internet speeds.
3. State Bank of India YONO App
The SBI You Only Need One (YONO) App offers a vast range of financial solutions in a single place. From banking, investment, insurance, and online shopping, you can do it all on the app. The SBI YONO App also offers various discounts to customers.
During registration, the app will verify the SIM of the registered mobile number for added security. This SIM binding feature ensures that the app can only be accessed on devices with the registered mobile number. The feature will also enable two different users to open accounts on YONO and YONO Lite using a dual SIM handset.
Final Words
Mobile banking apps in India are enhanced with top-notch security features for a safe customer experience. When you are using a trustworthy digital solution like the IDFC FIRST Bank App, security won’t be a concern at all. So, you can make the most of all the convenience and flexibility of mobile banking at your fingertips.
